Business Tools

Running a business means juggling dozens of financial decisions every week — from setting the right freelance rate to understanding whether your profit margins are healthy. Our free business tools are built for solopreneurs, small business owners, Etsy sellers, restaurant operators, and creative professionals who need quick, reliable answers without paying for expensive software subscriptions. Whether you need to generate a professional invoice, calculate food costs for menu pricing, or estimate what your business is worth, these tools deliver instant results with zero data collection.

What You'll Find

  • - Freelance rate and hourly pricing calculators
  • - Invoice generators with PDF export
  • - Food cost and recipe costing tools for restaurants
  • - Photography pricing and package builders
  • - Profit margin and break-even analyzers
  • - Business valuation and SaaS metrics dashboards

Getting Started

New to freelancing? Start with the Freelance Rate Calculator to determine your minimum viable hourly rate based on expenses and income goals. If you already run a business, the Profit Margin Analyzer will help you identify which products or services are most profitable. Restaurant owners should jump straight to the Food Cost Calculator for immediate menu pricing insights.

Photography Cost Calculator

Free

The most comprehensive free CODB & pricing calculator for photographers in 2026

Etsy Seller Toolkit

Free

Calculate true profit after all Etsy fees + grade listing SEO

Replaces eRank / Marmalead ($6-19/mo)

Food Cost Calculator

Free

Calculate cost per plate and menu pricing for restaurants

Sponsor Rate Calculator

Free

Calculate sponsorship rates and generate a media kit PDF

Employee Handbook Generator

Free

Generate a professional employee handbook for your company

Replaces Blissbook ($75-250/mo)

Profit Margin & Break-Even Analyzer

Free

Calculate margins, markup, and break-even point instantly

Free Invoice Generator

Free

Create professional invoices with custom branding — download as PDF

Replaces FreshBooks / Wave ($17-55/mo)

Job Offer Comparison Calculator

Free

Compare total compensation across job offers — not just base salary

Replaces Levels.fyi (limited) (Free but limited)

Freelance Rate Calculator

Free

Calculate your true hourly rate after taxes, insurance, and unbillable hours

Replaces Bonsai Rate Explorer ($17/mo (bundled))

Small Business Valuation Calculator

Free

Estimate your business value using 5 professional valuation methods

Replaces BizBuySell / Business Broker (Premium / $5K-15K)

Cash Flow Forecast Builder

Free

Build 13-week and 12-month cash flow forecasts with runway analysis

Replaces Float / Pulse ($29-59/mo)

SaaS Metrics Dashboard

Free

Calculate MRR, ARR, churn, LTV, CAC, and 15+ SaaS metrics instantly

Replaces ChartMogul / Baremetrics ($99-599/mo)

Unit Economics Calculator

Free

Calculate unit economics, contribution margin, LTV:CAC, and break-even analysis

Replaces ChartMogul / ProfitWell ($99-599/mo)

Contractor vs Employee Cost Calculator

Free

Compare total cost of W-2 employees vs 1099 contractors with tax analysis

Replaces ADP cost calculator (Demo-gated)

Business Partnership Split Calculator

Free

Calculate fair equity splits based on weighted contributions and vesting schedules

Replaces Attorney consultation ($400/hr)

Frequently Asked Questions

Are these tools suitable for established businesses?

Absolutely. While they are great for startups and freelancers, established businesses use them for quick estimates, client-facing proposals, and sanity-checking spreadsheet models.

Can I use the invoice generator for real clients?

Yes. The invoice generator produces professional PDF invoices you can send directly to clients. No watermarks, no branding, no limits on the number you create.

How do I determine a fair freelance rate?

Our Freelance Rate Calculator factors in your desired annual income, business expenses, taxes, time off, and billable hours to compute a sustainable hourly or project rate.

Is my business data stored anywhere?

No. All calculations happen in your browser. Nothing is uploaded, stored, or shared. Your competitive information stays completely private.