Real Estate Tools

Real estate is the largest purchase most people ever make — and for investors, every deal lives or dies on the numbers. Our free real estate tools help homebuyers, investors, and landlords analyze properties with the same rigor as professional underwriters. Whether you are deciding to rent or buy your next home, evaluating a mortgage refinance, planning a 1031 exchange to defer taxes, or running the numbers on a BRRRR strategy, these calculators model the full picture: cash flow, appreciation, tax benefits, and opportunity costs. No spreadsheet wrangling required — just enter your numbers and get institutional-quality analysis in seconds.

What You'll Find

  • - Rent vs buy break-even calculator
  • - Mortgage refinance analysis tool
  • - 1031 exchange timeline and tax deferral planner
  • - House hack ROI calculator
  • - BRRRR strategy analyzer
  • - Airbnb vs long-term rental comparison
  • - Commercial real estate underwriting tool
  • - Cost segregation depreciation estimator

Getting Started

First-time homebuyers should start with the Rent vs Buy calculator to understand the true cost of ownership in their market. Current homeowners considering refinancing can use the Mortgage Refi tool to see if the savings justify closing costs. Real estate investors will find the BRRRR Calculator and Airbnb vs LTR Comparison most actionable for evaluating new deals quickly.

Rent vs Buy Calculator (Advanced)

Free

Compare the true total cost of renting vs buying a home over 30 years

Replaces NYT Rent vs Buy / SmartAsset (Limited / Lead gen)

Mortgage Refinance Break-Even Analyzer

Free

See exactly when refinancing pays off with side-by-side loan comparison

Replaces Bankrate / LendingTree (Lead gen)

1031 Exchange Calculator

Free

Calculate deferred gains, boot tax, and timeline deadlines for 1031 exchanges

Replaces 1031 intermediary consultation ($750-1500)

Commercial RE Underwriting Tool

Free

Underwrite commercial properties with NOI, cap rate, DSCR, and 10-year proforma

Replaces Argus Enterprise ($5,000+/yr)

Cost Segregation Study Estimator

Free

Estimate accelerated depreciation savings from a cost segregation study

Replaces Cost segregation study ($5,000-15,000)

House Hacking Calculator

Free

Analyze house hacking returns with FHA financing and live-free scenarios

Replaces BiggerPockets Pro ($39/mo)

BRRRR Strategy Calculator

Free

Analyze Buy-Rehab-Rent-Refinance-Repeat deals with cash-on-cash returns

Replaces BiggerPockets Pro ($39/mo)

Airbnb vs Long-Term Rental Analyzer

Free

Compare short-term rental vs long-term rental income, expenses, and break-even

Replaces AirDNA ($250/mo)

Advanced Mortgage Payment Calculator

Free

Calculate mortgage payments with taxes, insurance, PMI, and extra payment scenarios

Replaces Bankrate / NerdWallet calculators ($0)

HELOC & Home Equity Calculator

Free

Calculate available home equity and compare HELOC vs HEL vs cash-out refinance

Replaces Bank HELOC quote forms ($0 (no application required))

Frequently Asked Questions

What does the rent vs buy calculator consider?

It factors in mortgage payments, property taxes, insurance, maintenance, opportunity cost of the down payment, tax deductions, appreciation, and rental inflation to find your break-even timeline.

How does the BRRRR calculator work?

Enter purchase price, rehab costs, after-repair value, rental income, and refinance terms. The tool calculates your cash-on-cash return, equity captured, and whether you can pull out 100% of your initial investment.

Is the 1031 exchange tool useful for planning timelines?

Yes. It tracks the 45-day identification and 180-day closing deadlines, calculates deferred tax amounts, and helps you compare selling outright vs. exchanging into a new property.

Can I analyze commercial properties?

The Commercial Underwriting tool supports multi-tenant properties with customizable rent rolls, vacancy assumptions, operating expenses, cap rate analysis, and debt service coverage ratios.