Tax & Accounting Tools

Tax planning should not require a CPA for every question. Our free tax and accounting tools cover the calculations that taxpayers, small business owners, and retirees face most often — from estimating take-home pay and self-employment taxes to modeling Roth conversions and computing required minimum distributions. Each calculator uses current federal tax brackets and accounts for state-specific rules across all 50 states. Whether you are a W-2 employee checking your paycheck withholding, a freelancer estimating quarterly payments, or a retiree planning withdrawals, these tools provide instant clarity on your tax situation without sharing sensitive financial data with anyone.

What You'll Find

  • - Paycheck and withholding calculator
  • - Required Minimum Distribution (RMD) estimator
  • - Depreciation schedule calculator (MACRS)
  • - Roth conversion tax impact analyzer
  • - Self-employment and quarterly tax estimator
  • - Crypto tax gain/loss calculator
  • - Estate tax and gift tax planner
  • - AMT (Alternative Minimum Tax) calculator
  • - QBI (Qualified Business Income) deduction tool
  • - Nanny tax, charitable giving, and rental property tools

Getting Started

W-2 employees should start with the Paycheck Calculator to verify withholding is correct. Self-employed individuals will benefit most from the SE Tax and Quarterly Estimated Tax tools to avoid underpayment penalties. Retirees should check the RMD Calculator to ensure they are meeting distribution requirements. For complex situations like Roth conversions or AMT exposure, run the relevant calculator before year-end to optimize your tax position.

Paycheck Tax Calculator

Free

See your exact take-home pay after federal, state, and FICA taxes

Replaces ADP Paycheck Calculator (Limited / demo-gated)

RMD Calculator (SECURE 2.0)

Free

Calculate required minimum distributions with 2026 IRS tables and SECURE 2.0 rules

Replaces Schwab / Fidelity RMD Calculator (Limited features)

Roth Conversion Optimizer

Free

Find the optimal annual Roth conversion amount to minimize lifetime taxes

Replaces Financial advisor Roth analysis ($200-400/hr)

Depreciation Schedule Calculator

Free

MACRS GDS/ADS, straight-line, DDB, SYD, units of production with Section 179, bonus depreciation, and recapture analysis

Replaces Fixed asset software ($300-2K/yr)

S-Corp vs LLC Tax Optimizer

Free

Compare sole proprietorship, LLC, and S-Corp to find the lowest-tax entity structure

Replaces CPA entity structure consultation ($300-500/session)

Crypto Capital Gains Tax Calculator

Free

Calculate crypto taxes with FIFO, LIFO, HIFO lot methods and wash sale tracking

Replaces CoinTracker / Koinly ($100-279/yr)

Estate Tax Calculator

Free

Calculate federal and state estate tax with unified credit and portability planning

Replaces Estate planning attorney consultation ($400-600/hr)

Tax Loss Harvesting Optimizer

Free

Identify harvest opportunities, track wash sales, and calculate net tax savings

Replaces Wealthfront / Betterment tax-loss harvesting (Premium tiers)

Alternative Minimum Tax (AMT) Calculator

Free

Calculate AMT liability, ISO exercise impact, and optimal exercise strategy

Replaces TurboTax / CPA consultation ($90-400+)

QBI (Section 199A) Deduction Calculator

Free

Calculate your Qualified Business Income deduction with SSTB and W-2 limitations

Replaces TurboTax Business ($120+)

Estimated Tax Penalty Calculator

Free

Calculate IRS underpayment penalties and find your safe harbor amount

Replaces TurboTax / CPA ($90+)

Nanny Tax & Payroll Calculator

Free

Calculate household employer taxes, FICA, FUTA, and Schedule H obligations

Replaces HomePay / GTM Payroll ($75/mo)

Charitable Giving Tax Optimizer

Free

Maximize your charitable tax deduction with cash, stock, DAF, and QCD strategies

Replaces CPA charitable planning consultation ($200-400/hr)

Rental Property Tax Deduction Maximizer

Free

Maximize deductions, passive loss allowances, and depreciation for rental properties

Replaces CPA / TurboTax Business ($200+/hr)

Small Business Payroll Tax Calculator

Free

Calculate employer payroll taxes, FUTA, SUTA, and total labor cost

Replaces Gusto / ADP payroll estimator ($40-150/mo)

Frequently Asked Questions

Are the tax brackets up to date?

Yes. We update federal and state tax brackets annually when the IRS publishes new rates. The calculators reflect current year brackets and standard deduction amounts.

Can these tools replace my tax preparer?

These tools are designed for planning and estimation. They help you understand your tax situation and make informed decisions, but for filing returns and complex situations, a qualified tax professional is recommended.

Do you support state income taxes?

Yes. Most calculators include state tax calculations for all 50 states plus DC. Select your state in the tool to see state-specific results alongside federal calculations.

How does the crypto tax calculator work?

Enter your buy and sell transactions, and the tool calculates short-term and long-term capital gains using FIFO, LIFO, or specific identification methods. It supports multiple cryptocurrencies and exchange formats.